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  • business assurance
    protection for businesses of all sizes

Providing your staff with the comfort they are protected in all eventualities allows them to concentrate on their job.

Keyman Cover allows directors to insure their valuable assets… their people.

The death or serious illness of a key individual can generate significant financial loss. In particular the costs of replacing skilled individuals can be high. Further, contacts and investment could be lost and terms from creditors may deteriorate.

Should the death of a shareholder happen, what do you do with their shares? Do their families want an involvement in the business; are they capable of becoming involved in the company?
Shareholder Protection removes this concern. Upon the death of a shareholder, shareholder protection will pay a lump sum death benefit into the business. This then provides choice; if the deceased shareholders family wants involvement then it allows for capital investment and possible company growth. If they do not, then the deceased’s shares can be purchased simply and easily by the remaining shareholders.

Ensure your business cannot be affected by talking to CMS today.

Independent Financial Advisors

At CMS we appreciate every client is different. We understand the basic objective relating to any corporate advice is staff satisfaction and understanding. We have clients spread throughout the UK, with businesses ranging in size from 5 to 500 employees.


We can create a bespoke financial plan for your business's future, designed to provide exactly what you require


Dealing with all providers we are able to offer the best value package designed just for your needs


Directly authorised and regulated by the Financial Conduct Authority

Years of Experience

Established in 1966 in the city of London, we have years of experience of the markets in all conditions

Personal pensions = minefield ! I’m sure I’m no different than anyone else in trying to undertstand the complexities of pensions and personal investment. “CMS” have taken that away from me, thankfully. I wouldnt hesitate in recommending the services the company offers and they have given me complete confidence in their recommendations. To have someone sit down with you and explain in a concise manner has been a real God-send and their advice has proved extremely beneficial to me.

Colin Sanders

I was first recommended to CMS Financial Management by my longstanding company accountant and it couldn’t have been a better recommendation. Dave Marler and his team have been exceptionally helpful if assisting with my financial planning and that of my wife. They have provided a service above our expectations and have delivered for us what was said on the tin. I continue to have great confidence in the regular advice that we receive.

Bob Langton

CMS Financial Services have always provided a professional service and made sure I was aware of any ‘Hidden Extras’. They consolidated my pensions and managed to wind up a quite complex old pension plan.
I have no problem recommending them highly.

Mark Roberts



CMS Financial Management Ltd.
Prospect House, Baynards Green
Bicester, Oxfordshire OX27 7SG



01869 345588