Dave has over 20 years experience within financial services, with the majority of his working life advising clients independently.
Dave became Managing Director of CMS Financial Management Ltd in 2007.
Previous to this he has 6 further years experience as a Director of an FSA authorised company.
Dave has studied to degree standard in economics, and specialises in retirement planning, holding the advanced pension qualification. His objective is to assist his clients in obtaining their financial goals.
The alarm clock reflects Dave’s appreciation of punctuality, efficient time management and desire to maximise returns for his clients from finite resources.
Email: dave@cmsfinancialltd.co.uk
Office: 01869 345 588
Mobile: 07767 831 454
Tammy has been in financial services all her working life and has a passion for helping clients understand their policies and financial plans.
Tammy has steadily gained several professional qualifications over her career and likes to keep up to date with all the many changes in our industry.
Meticulous in nature, Tammy’s role is to ensure that we comply with the rigorous standards set by the Financial Services Authority. This involves supervising and training our staff to the highest standards, to make sure our clients receive the best possible service.
Tammy loves her work, but enjoys holidays too and her favourite city is San Francisco.
Email: tammy@cmsfinancialltd.co.uk
Office: 01869 345 588
Dave has been in financial services since 2004, advising clients on an independent basis since 2008.
Dave became a Director of CMS Financial Management Ltd in 2010.
Dave enjoys meeting with clients and understanding their unique circumstances, before creating a financial plan to meet their personal objectives. Dave specialises in retirement solutions for both private and corporate clients, and holds the advanced pension qualification.
Outside of work, Dave is a sports fan, in particular football, and plays regularly when possible.
Email: david.carter@cmsfinancialltd.co.uk
Office: 01869 345 588
Mobile: 07920 050 451
Amy graduated in 2007 with a BA (Hons) Business Management degree. Having decided to pursue a career in financial services, Amy joined CMS Financial Management Ltd in June 2008.
At present, Amy has a large involvement in the majority of the non investment work at CMS Financial Management Ltd, specialising in those areas which relate to individual protection and corporate employee benefits.
Often out visiting clients and meeting with employers and their staff, Amy communicates in a simple and easy to understand manner. She enlightens staff to how their employer sponsored arrangements can be of benefit to them.
Amy’s icon represents her appreciation for the finer things in life and her aspiration to assist clients in protecting what is valuable to them.
Email: amy@cmsfinancialltd.co.uk
Office: 02074 874 951
Mobile: 07814 979 915
Max has over 20 years experience within financial services, the last 11 years advising clients on an independent basis.
Max has a string of qualifications and he values the ability to see all his clients on a face to face basis in order provide bespoke advice and ongoing servicing.
The guitar represents his love of music.
Email: max@cmsfinancialltd.co.uk
Office: 01869 345 588
Mobile: 07880 707 112
Julie has been a Director of CMS Financial Management Ltd since 2007, and has been involved in a controlling Financial Services companies for over 10 years. Julie has a degree in both Graphic Design and Fine Art and has a keen eye for detail.
At CMS Financial Management she oversees many internal non-advice functions, and is passionate about ensuring the company adheres to the principles of ‘treating customer fairly’.
The statue with wings combines her love of art, with her freedom of expression and her determination to see tasks through to the end.
Email: julie@cmsfinancialltd.co.uk
Office: 01869 345 588
Declan has worked in administration for over 20 years, with the past 4 years spent in financial services at CMS Financial Management Ltd.
In his role as Head of Corporate Clients, Declan has the responsibility for maintaining high standards of all corporate client administration work and the processing of new group pension schemes. He works closely with the employers to ensure the process runs efficiently and that they have all the information they require for staff communication.
Declan’s image represents his love of football and he regularly attends matches when possible.
Email: declan@cmsfinancialltd.co.uk
Office: 01869 345 588
Andrew has 15 years experience in financial services and is currently working towards his Diploma qualification.
He is solely focused on providing the best possible service for our private clients. His main responsibilities include overseeing the client review process dealing with any queries clients have regarding their policies. Andrew is highly analytical and enjoys going the extra mile to provide in depth analysis for our service proposition clients.
Andrew is represented by a film reel image due to his enjoyment of classic and foreign cinema.
Email: andrew.reed@cmsfinancialltd.co.uk
Office: 01869 345 588
Our administration team has over 50 years experience within financial services, each member having an excellent knowledge of products and FSA regulation. The administration team’s primary goal is to provide outstanding service to our clients.
They work closely with both the advisors and the head of clients to ensure recommendations are actioned efficiently and accurately in order to allow the advisors to concentrate on their roles in providing high quality independent financial advice.
The telephone represents the fact our administration team are always available, and happy to receive calls from our clients.
Email: info@cmsfinancialltd.co.uk
Office: 01869 345 588
Contact us
CMS Financial Management Limited. is authorised and regulated
by the Financial Services Authority. FSA No. 121618
Registered in England & Wales Reg No. 00866375
CMS Financial Management Limited.
Prospect House, Baynards Green, Bicester OX27 7SG