Dave became Managing Director of CMS Financial Management Ltd in 2007.

Previous to this he has 6 further years experience as a Director of an FSA authorised company.

Dave has studied to degree standard in economics, and specialises in retirement planning, holding the advanced pension qualification. His objective is to assist his clients in obtaining their financial goals.

The alarm clock reflects Dave’s appreciation of punctuality, efficient time management and desire to maximise returns for his clients from finite resources.

Email: dave@cmsfinancialltd.co.uk
Office: 01869 345 588
Mobile: 07767 831 454

Tammy has steadily gained several professional qualifications over her career and likes to keep up to date with all the many changes in our industry.

Meticulous in nature, Tammy’s role is to ensure that we comply with the rigorous standards set by the Financial Services Authority. This involves supervising and training our staff to the highest standards, to make sure our clients receive the best possible service.

Tammy loves her work, but enjoys holidays too and her favourite city is San Francisco.

Email: tammy@cmsfinancialltd.co.uk
Office: 01869 345 588

Dave became a Director of CMS Financial Management Ltd in 2010.

Dave enjoys meeting with clients and understanding their unique circumstances, before creating a financial plan to meet their personal objectives. Dave specialises in retirement solutions for both private and corporate clients, and holds the advanced pension qualification.

Outside of work, Dave is a sports fan, in particular football, and plays regularly when possible.

Email: david.carter@cmsfinancialltd.co.uk
Office: 01869 345 588
Mobile: 07920 050 451

At present, Amy has a large involvement in the majority of the non investment work at CMS Financial Management Ltd, specialising in those areas which relate to individual protection and corporate employee benefits.

Often out visiting clients and meeting with employers and their staff, Amy communicates in a simple and easy to understand manner. She enlightens staff to how their employer sponsored arrangements can be of benefit to them.

Amy’s icon represents her appreciation for the finer things in life and her aspiration to assist clients in protecting what is valuable to them.

Email: amy@cmsfinancialltd.co.uk
Office: 02074 874 951
Mobile: 07814 979 915

Max has a string of qualifications and he values the ability to see all his clients on a face to face basis in order provide bespoke advice and ongoing servicing.

The guitar represents his love of music.

Email: max@cmsfinancialltd.co.uk
Office: 01869 345 588
Mobile: 07880 707 112

At CMS Financial Management she oversees many internal non-advice functions, and is passionate about ensuring the company adheres to the principles of ‘treating customer fairly’.

The statue with wings combines her love of art, with her freedom of expression and her determination to see tasks through to the end.

Email: julie@cmsfinancialltd.co.uk
Office: 01869 345 588

In his role as Head of Corporate Clients, Declan has the responsibility for maintaining high standards of all corporate client administration work and the processing of new group pension schemes. He works closely with the employers to ensure the process runs efficiently and that they have all the information they require for staff communication.

Declan’s image represents his love of football and he regularly attends matches when possible.

Email: declan@cmsfinancialltd.co.uk
Office: 01869 345 588