Some financial advisors are restricted with regard to the product and product providers that they can recommend and some independent advisors have their advice restricted to approved short lists of providers.
We have freedom to advise on the entire market place.
Our internal compliance department is responsible for all compliance at CMS. We are committed to ensuring that we treat our clients fairly and that we are truly independent in our choice of product and provider from the whole market. Your financial details will be recorded, including objectives and attitude to risk, in order that you are provided with advice which is suitable to your circumstances and needs.