Dave has over 20 years of experience within the financial services sector and has been committed to regular study and development throughout this time, this has culminated in the achievement of ‘Fellow’ of the Personal Finance Society. Throughout his career, he has taken great pleasure in assisting clients in creating effective and robust financial solutions, and appreciates that financial planning is an ‘art’ not a ‘science’. There are many potential routes to form an effective financial plan, but the most effective solution is personalised to the needs and the character of the individual. Dave is a qualified pension specialist and has vast experience in analysing and advising upon complex ‘Defined Benefit’ pension arrangements.
Tammy has been in financial services all her working life and has a passion for helping clients understand their policies and financial plans.
Tammy has steadily gained several professional qualifications over her career and likes to keep up to date with all the many changes in our industry. In 2012, Tammy achieved the premier professional title of Chartered.
Meticulous in nature, Tammy’s role is to ensure that we comply with the rigorous standards set by the Financial Conduct Authority. This involves supervising and training our staff to the highest standards, to make sure our clients receive the best possible service
Dave has been in financial services since 2004, joining CMS Financial Management in 2006 before moving into advising clients on an independent basis since 2008.
Dave became a Director of CMS Financial Management Ltd in 2010.
Dave enjoys meeting with clients across the UK in order to understand their unique circumstances, before creating a bespoke financial plan to meet their personal objectives. Dave specialises in pension planning solutions, both retirement planning and at retirement options, for private and corporate clients. He holds the advanced pension qualification. He enjoys spending time with clients to fully appreciate their needs in order to meet their long term plans.
Ryan joined CMS Financial Management in December 2012, shortly after his graduation in which he gained a BSc (Hons) Economics degree in only two years. Having been the office junior at CMS Financial Management before heading to university, Ryan was sure he wanted to pursue a career in financial services.
Ryan is focused on meeting private clients and working with them to achieve their goals, helping them to maximise their returns and always remain informed. He has a very welcoming manner and is happiest when meeting with clients.
Declan has worked in administration for over 25 years, with the past 11 years spent in financial services at CMS Financial Management Ltd.
In his role as Head of Corporate Clients, Declan has the responsibility for maintaining high standards of all corporate client administration work and the processing of new group pension schemes. He works closely with the employers to ensure the process runs efficiently and that they have all the information they require for staff communication.
Declan is also the Head of Dave Carter’s Administration team.
Andy has many years administration experience and has worked for CMS Financial Management Ltd since 2011. During this time he has gained a wealth of knowledge in financial services, working closely with Dave Marler as head of his team.
Andy is meticulous in his approach to work and prides himself on providing excellent customer service.
He leads by example managing, prioritising and delegating the work generated by Dave Marler’s client base. He creates a good team spirit with everyone focused on completing the work to a high standard.
We have a large administration team to support our advisors, many are long standing members of staff with vast experience in Financial Services Administration. Each member has an excellent knowledge of products and FCA regulation. The administration team’s primary goal is to provide outstanding service to our clients.
They work closely with the advisors to ensure recommendations are actioned efficiently and accurately, in order to allow the advisors to concentrate on their roles in providing high quality independent financial advice.
I have used the services of CMS for many years now and trust them impeccably with decisions they have made with my personal pension plans. They explain everything in layman terms making the pension world easier and more logical to understand. A friendly and highly recommended service that I am happy to refer to my friends.
I was first recommended to CMS Financial Management by my longstanding company accountant and it couldn’t have been a better recommendation. Dave Marler and his team have been exceptionally helpful if assisting with my financial planning and that of my wife. They have provided a service above our expectations and have delivered for us what was said on the tin. I continue to have great confidence in the regular advice that we receive.
CMS Financial Services have always provided a professional service and made sure I was aware of any ‘Hidden Extras’. They consolidated my pensions and managed to wind up a quite complex old pension pension plan.
I have no problem recommending them highly.
CMS Financial Management Ltd.
Prospect House, Baynards Green
Bicester, Oxfordshire OX27 7SG